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Rate Watch30yr/15yr mortgage rates, Fed Funds, and what each move means for your cap rate and acquisition cost
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Permit PullsCensus BPS building permits by county โ spot emerging supply before it hits the market
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1031 Deadlines45-day ID and 180-day close tracked automatically โ never miss an exchange deadline
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Rental MarketHUD fair market rents, national vacancy rates, WA landlord-tenant law changes
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LIHTC & OZLow Income Housing Tax Credits, Opportunity Zone investments, CDBG, HOME program opportunities
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Zoning ChangesHUD and FHFA rule changes, local zoning updates, short-term rental regulations
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WA Tax StrategyREET rates, no-income-tax advantage, Historic Tax Credits, PACE financing, cost seg timing
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Market SignalsFHFA house price index, Case-Shiller, new home sales, median price trends by metro
RATES30-year fixed held at 6.87% this week per Freddie Mac โ down 12bps from last month. At current rates a $1M acquisition at 75% LTV pencils at roughly $5,200/month P&I. Fed futures pricing in one 25bp cut by September, which would push the 30yr toward 6.6%.
MARKETGrays Harbor County permit pulls up 18% YTD vs last year โ single-family leading. Vacancy rates nationally at 5.8%, WA multifamily tighter at estimated 3.2% in secondary markets. HUD fair market rents for 2-BR in Aberdeen: $1,142/month.
TAX STRATEGYNew Markets Tax Credit Round 19 allocations announced โ two WA CDFIs received allocations. If your portfolio includes commercial in a low-income census tract, NMTC equity could reduce effective cost by 15-20 cents on the dollar. Confirm QCT status at censusreporter.org before your next acquisition.
ACTION TODAYYour 1031 exchange 45-day window is the hardest deadline in real estate โ if you closed on a sale in the last 30 days, verify your identification letter is drafted and your QI has it on file before end of week.